With the current trends in health care, to include rising health care costs, your employer has received a lot of information and needs your help in making sense of it all.   This is the information they have so far:

With the current trends in health care, to include rising health care costs

With the current trends in health care, to include rising health care costs, your employer has received a lot of information and needs your help in making sense of it all.   This is the information they have so far:

There are four types of plans: Major medical, qualified health plans, catastrophic plans, and gap (short-term) plans.
The have some familiarity with the major medical plans: health maintenance organizations (HMO), preferred provider organizations (PPO), exclusive provider organization (EPO), point-of-service plans (POS), and high-deductible plans (HDHP).
…..but this is where it ends and the confusion starts. They thought (1) Major medical and qualified health plans were the same thing; and, (2) Catastrophic plans were only for those organizations that are self-insured. Or maybe it is for when there is a tornado or something. More puzzling to them is why they would even need to consider gap insurance.

You will prepare a 3-5 page paper in APA format (does not include title page, abstract, or references), where you help bring some clarity to the topic of health insurance so they can make the appropriate decisions for the employees and organization alike.

Submission Instructions:
IMPORTANT!!  Submit your work as an MS WORD ATTACHMENT in either a .doc, docx, or .rtf format.
Please support your ideas, arguments, and opinions with independent research, include at least three (3) supporting references or sources (NOT Wikipedia, unknown, or anonymous sources), format your work in proper APA format, include a cover page, an abstract, a reference section, and in addition a minimum of 3 FULL pages of written content, but no more than 5. Finally, Double space all work, and cite all listed references properly in text in accordance with the 6th edition of the APA manual. Please pull sources from ProQuest if possible.  Must use MS WORD

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